How Much Take-Home Pay Will I Get? A UK Salary Guide
Take-home pay is your salary minus Income Tax and employee National Insurance. A £45,000 salary leaves £35,919.60 a year in 2026–27, worked step by step.
Accountants and bookkeepers toolkit
The quick checks that come up between the bigger jobs: what an employee takes home, what they cost to employ, what redundancy is owed and what a margin really is.
7 calculators in this toolkit
- UK Take-Home Pay CalculatorNet pay after income tax and National Insurance, band by band.
- UK Cost of Employing Someone CalculatorThe full cost of a hire: salary plus employer NI, pension, benefits and overheads.
- UK Redundancy Pay CalculatorStatutory redundancy pay from age, service and weekly pay.
- FICA Tax CalculatorSocial Security and Medicare on a US salary.
- FUTA Tax CalculatorThe federal unemployment tax a US employer owes.
- Profit Margin CalculatorGross, operating and net margin from revenue and costs.
- Hourly to Salary CalculatorAn hourly wage as annual pay, or a salary as an hourly rate.