How Much Can I Borrow for a Mortgage in the UK?
Two tests set your borrowing limit: a multiple of your income and a payment check at a higher rate. A worked £60,000 example shows which one bites, and why.
Guides about stamp duty
How Is Stamp Duty Calculated for First-Time Buyers?
First-time buyers pay no stamp duty up to £300,000 and 5% on the slice up to £500,000 — then lose the relief entirely. The bands, the cliff edge and worked examples.